First Time Buyer Program Criteria

Customer Eligibility:

• No prior auto tradelines
• No major derogatory credit (e.g., prior charge off, bankruptcy, current delinquency)
• Proof of income (POI) and residence (POR) must be verified at time of credit offering
• Minimum consecutive 6-month time on job

Model Eligibility - New:

• MY25-26: Bronco Sport, Escape, Maverick, Mustang Mach-E & Ranger

Model Eligibility - Certified:

• Ford FBA: Bronco Sport, Edge, Escape, Maverick, Mustang Mach-E & Ranger
• Lincoln CPO: Corsair

Maximum Terms:

• Retail: 72 months / Flex Buy: 66 months / Lease: 36 months

Minimum FICO Score:

• 640

Customer Cash:

• Minimum $1,000 customer cash down payment (excludes rebate and trade equity)

Call 904-770-5602 to speak to one of our First Time Buyer Program Specialist, Today!